Welcome to the British Friendly Society website.

<h1>Welcome To BBFS</h1>
 

Century - in your working life

Taking out a Century Plan with the British Friendly Society is easy. If you are aged 16 or over and you have not yet reached your 60th birthday, you may apply to join. Membership is available whether you are employed, self employed or do not work, so long as you are resident in the UK.

Just fill in the application form and return it to British Friendly Society Ltd, FREEPOST BF57, Bedford, MK40 2BR. We simply ask your GP for a medical report.

Cover Options and Features

Choose the level of weekly cover you need between £18 and £600.

Choose whether to begin receiving benefit payments immediately or after your illness has lasted a short while ? known as a deferred period.

Benefit is paid in three stages: Full Pay (100%) for the first six months, then Half Pay (50%) for the next six months followed by Reduced Pay (30%) until recovery or age 60, whichever comes first.

Cover starts as quickly as just three months after your membership commences.

Examples of weekly Sickness Benefit


Sick Pay Scale

100 Units

300 Units

600 Units

Full Pay

£60.00

£180.00

£360.00

Half Pay

£30.00

£90.00

£180.00

Reduced Pay

£18.00

£54.00

£108.00


How much will it cost?

The amount you pay depends o­n the level of cover you choose and your age. To calculate your monthly premium, please refer to the following tables or to find out exactly how much your cover will cost, please call us free o­n 0800 975 6565 for a personal quotation.

Monthly Premiums - Male

Age

Examples of Weekly Cover
 

100 Units

300 Units

600 Units

1000 Units

20

£16.00

£48.00

£96.00

£160.00

30

£16.00

£48.00

£96.00

£160.00

40

£17.00

£51.00

£102.00

£170.00

50

£19.00

£57.00

£114.00

£190.00

59

£23.00

£69.00

£138.00

£230.00

Monthly Premiums - Female

Age

Examples of Weekly Cover
 

100 Units

300 Units

600 Units

1000 Units

20

£17.00

£51.00

£102.00

£170.00

30

£17.00

£51.00

£102.00

£170.00

40

£18.00

£54.00

£108.00

£180.00

50

£21.00

£63.00

£126.00

£210.00

59

£26.00

£78.00

£156.00

£260.00

Discounts for deferring sick pay

Day o­ne cover

4 weeks deferral

8 weeks deferral

13 weeks deferral

26 weeks deferral

0%

15%

20%

22%

25%

How do I make a claim?

Simply call our claims team o­n 01234 358344. We will advise you about paperwork and refer you to a nurse if appropriate.

Full terms and conditions are available o­n request. To download a brochure containing more information click here.

What Are The Risk Factors?

The value of your capital account will depend upon interest and apportionment rates declared each year, so could be lower than the amount you pay in premiums.


 
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