British Friendly Society offer Income Protection, Insurance, Low Rate Loans and Mortgages. Health Insurance and Financial Planning for Education, Sickness and Nursing Advice.

<h1>Welcome To BBFS</h1>

The differences
As an existing member of British friendly Society, you?ll be familiar with how the Holloway Plan supports you throughout your working life. Here we try to show you the main differences between your plan and Century to help you assess whether or not to make the switch.

For simplicity, only differences appear on this page. More details can be obtained by phoning 0800 975 6565 or emailing your request for information. Brochures may also be downloaded by clicking here.

Feature	Holloway	Century
Maximum Age of Joining	Under 55	Under 75 though nature of cover changes at age 60
Cover available after age 60?	No	Yes - special cover
Max Units / Cover per week ? under 16 yr olds	100 / £60	500 / £300
Max Units / Cover per week ? adults over 16 yrs old	600 / £360	1,000 / £600
Will premiums increase on under age 60 cover ?	Slightly - in 4 yearly bands	Slightly - not every year
Will premiums increase on over age 60 cover?	Not applicable	No, premiums remain level
Do males and females pay the same premiums ?	Yes	No
After how many months? membership does cover start?	Six	Immediate cover if transferring from Holloway. Three months for new members
Can you increase my level of cover automatically each year?	No, applications are needed each time	Yes, at 5% per annum. No paperwork is needed
How long must my illness last to make a claim?	One day or more	8 days or more (backdated to first day)
Am I also covered on Sundays ?	No	Yes, Sundays are covered